Our People.

Second Street Capital’s management team has deployed and serviced $150M in debt and structured over $700M in transactions across multiple economic cycles. The boutique styled team has been successful by leveraging innovative processes to move quickly to meet the unique demands of each transaction.

  • Rick Patel

    Principal | CEO

    Rick Patel is the Chief Executive Officer (CEO) and a founding member of Second Street Capital. With over two decades of extensive community work in the hospitality and finance industries, Mr. Patel’s rich history has helped shaped the firm’s core investment philosophy.

    Mr. Patel began his journey in the commercial real estate sector with his first startup, the National Hospitality Consulting Group (NHCG). In the aftermath of the 2008 crisis, Mr. Patel and his partner quickly developed NHCG into one of Florida’s leading hospitality consulting firms. Despite a tight credit market, Mr. Patel played a crucial role in helping his clients regain their financial stability. This experience reinforced his belief that all business owners, given the right support, expert consultation, and appropriate funding, can succeed.

    In 2013, Mr. Patel established Global Perspective Funding with a vision to assist entrepreneurs secure third-party financing solutions. He offers expert consultation services, aiding companies in increasing profit margins, refinancing debts, recovering from adversity, and securing funding for future growth projects. As an advocate for his clients, Mr. Patel negotiates with various lending partners on their behalf. The company underwent restructuring in 2015 and emerged as GRP Capital, which has since become a household name in hospitality financing.

    In 2020, Mr. Patel co-founded Second Street Capital, a direct short-term lending solution for experienced entrepreneurs who found themselves underserved as a result of the global pandemic. With the expanded capacity of Second Street Capital, Mr. Patel now serves as a comprehensive source for financing, offering access to bridge, conventional, non-recourse financing options, and SBA products.

    Recognizing the growing needs in the capital and lending market, Mr. Patel executed his vision by uniting his industry partners to form Vivek Strategic Capital. Mr. Patel is passionate about establishing a lending source that will bridge the gap between borrowers and their vision.

  • Krishan Patel

    Principal | Director

    Krishan Patel is co-founder of Second Street Capital and serves as the company’s Director. Krishan is responsible for project due diligence, credit underwriting, and establishing the firm’s debt strategies. 

    Through his tenure in commercial financing, Krishan has made notable contributions to the optimization of loan processes and the standardization of underwriting practices. His forward-thinking strategies and management style led to a 97% increase in annual debt placement from 2016 to 2022. At Second Street Capital, Krishan has demonstrated exceptional proficiency in project due diligence and credit underwriting, significantly contributing to the development of the firm’s comprehensive debt strategies.

    Prior to his career in commercial real estate finance, Krishan served as an Officer at Private Capital Management, a private equity firm with a focus on U.S. equities and value strategies. Mr. Patel holds a Master of Science degree in Finance, specializing in Financial Management, from Florida International University in Miami, FL.

  • Sajhal Patel

    Sajhal Patel


    Sajhal Patel serves as Second Street Capital’s Controller, overseeing accounting, financial reporting, and loan servicing functions of the firm. Mrs. Patel works closely with Second Street’s fund administrator and outside tax and audit teams to ensure the integrity and accuracy of financial reporting to investors.

    Mrs. Patel has over 15 years in the finance industry, five of which in the commercial lending sector. Mrs. Patel received a Bachelor of Science degree in Finance and Economics from Hodges University in Fort Myers, FL.